Ultimate Guide: Bank Statement Mortgages for Business Owners

For what should be an Oscar nominated video click on the photo below to watch my YouTube video on Bank Statement Mortgages as a way to easy homeownership without traditional income verification

Attention Business Owners, Self-Employed, and Gig-Entrepreneurs!

Bank statement mortgage: Easy homeownership without traditional income verification. Pre-approval in days. Apply now!

Ever heard of a bank statement mortgage? It’s your ticket to homeownership without the hassle of traditional income verification. Here’s how it works:

Step 1: Gather Your Bank Statements

• Own 100% of the business? Send us 12 or 24 months of business bank statements.
• Own less than 100%? No problem! We’ll use your personal bank statements.

Step 2: The Magic Calculation

• Our underwriters will review your regular deposits.
• 50% of these deposits will be considered your income for mortgage qualification.
• Debt-to-Income Ratio? You’re allowed up to 50%. So, your monthly debt payments (including your mortgage) can be up to half of your deposit-based income.

Step 3: Get Pre-Approved

• Within a day or two, you’ll have a pre-approval letter with real clout. You can confidently make an offer on your dream home.

What Can You Use This Mortgage For?

• Primary Residence
• Second Home
• Investment Properties

Who Can Apply?

• U.S. citizens, permanent residents, and even non-permanent residents.

Need Capital for Your Business?

• Consider a cash-out refi bank statement mortgage. Fixed-rate mortgages up to 40 years and adjustable-rate options are available.

The Fine Print (But Not So Fine)

• Our friendly underwriters (not undertakers) will also consider your cash reserves, other assets, liabilities, and expenses.
• No Tax Returns Needed! Claim all your allowable tax deductions without worry.

Bank statement mortgage: Easy homeownership without traditional income verification. Pre-approval in days. Apply now!

Ready to Make Your Dream Come True?

• Visit our website, click on “Get a Quote” or “Apply Here,” and let’s get the ball rolling!